🏛️ Life Insurance Corporation of India — Specialist Cadre Officer
Complete guide — eligibility, 30 vacancies (Legal), Prelims + Mains + Interview, syllabus, salary. LIC AAO 2025 notification released 16 August 2025. Total 841 vacancies announced (Generalist + Specialist).
| Exam Name | LIC AAO (Assistant Administrative Officer) Recruitment |
| Post | AAO (Legal) — Specialist Stream |
| Conducting Body | Life Insurance Corporation of India (LIC) |
| Total AAO Vacancies (2025) | 841 (Generalist + Specialist combined) · Legal: 30 vacancies |
| Selection Process | ✅ Prelims → Mains → Interview (3 stages) |
| Official Website | licindia.in |
| Application Fee | ₹700 (Gen/EWS/OBC) · ₹85 (SC/ST/PwBD) |
| Event | Date / Status |
|---|---|
| Notification Released | August 16, 2025 ✅ |
| Application Opens | August 16, 2025 ✅ |
| Last Date to Apply | September 8, 2025 ✅ |
| Prelims Exam | October 2025 ✅ (Conducted) |
| Prelims Result | October 29, 2025 ✅ |
| Mains Exam | November 8, 2025 ✅ (Conducted) |
| Mains Result | February 4, 2026 ✅ |
| Interview | March–April 2026 (tentative) |
| Final Result & Joining | May–June 2026 (tentative) |
| LIC AAO 2026 Notification | Expected August 2026 |
| Qualification | Bachelor's Degree in Law (LLB 3-year or 5-year integrated) OR Master's Degree in Law (LLM) from a recognized Indian University/Institution. |
| Experience | Not mandatory — freshers with LLB/LLM can apply |
| Age (Legal Post) | 21 – 32 years (Higher limit than Generalist due to law degree requirement) |
| Age (Generalist/Other Specialist) | 21 – 30 years |
| SC / ST | Relaxation: 5 years (Max 37 for Legal) |
| OBC (NCL) | Relaxation: 3 years (Max 35 for Legal) |
| PwBD | Relaxation: 10 years |
| Nationality | Indian Citizen |
| Parameter | LIC AAO (Legal) | SBI SO (Law Officer) |
|---|---|---|
| Written Exam | ✅ Prelims + Mains | ❌ No Written Exam |
| Selection | Prelims → Mains → Interview | Shortlisting → Interview only |
| Experience Required | Not Required | 4 Years Mandatory |
| Age Limit (Legal) | 21 – 32 years | 25 – 35 years |
| Interview Weightage | Mains + Interview (combined merit) | 100% (Only stage) |
| Vacancies (Legal) | 30 (2025 cycle) | Part of 1,146 total SCO posts |
| Stage | Details | Weightage |
|---|---|---|
| Phase 1 — Prelims (Online) | 100 questions · 70 marks · 60 mins · Qualifying in nature · No negative marking | Qualifying only |
| Phase 2 — Mains (Online) | Objective (300 marks) + Descriptive (25 marks, qualifying) · No negative marking · Professional Knowledge carries highest weight | Counted in final merit |
| Phase 3 — Interview | 60 marks · Min qualifying: 30 (UR/EWS/OBC), 27 (SC/ST) · Personality + Legal knowledge tested | Counted in final merit |
| Pre-Recruitment Medical | As per LIC norms — post-selection | — |
Phase 1: Preliminary Examination
| Section | Questions | Marks | Time |
|---|---|---|---|
| Reasoning Ability | 35 | 35 | 20 mins |
| Quantitative Aptitude | 35 | 35 | 20 mins |
| English Language | 30 | – | 20 mins |
| Total | 100 | 70 (English qualifying) | 60 mins |
Phase 2: Mains Examination (AAO Legal)
| Section | Marks | Nature |
|---|---|---|
| Reasoning & Numerical Ability | 60 | Objective |
| General Knowledge & Current Affairs | 60 | Objective |
| Insurance & Financial Market Awareness | 60 | Objective |
| Professional Knowledge (Legal) | 120 | Objective |
| Descriptive — English (Essay + Letter) | 25 | Qualifying only |
| Total | 325 (300 counted for merit) | — |
Professional Knowledge — Insurance & Legal Acts
Current Legal & Insurance Developments
Reasoning Ability
General Knowledge & Insurance Awareness
| Basic Pay | ₹88,635 per month (Revised 2025) |
| Pay Scale | ₹88,635 – 4,385(14) – ₹1,50,025 – 4,750(4) – ₹1,69,025 |
| Gross Monthly Salary | ~₹1,20,675 (incl. DA, HRA, CCA, Transport Allowance) |
| In-Hand Salary (Net) | ~₹1,07,222 per month (after deductions) |
| Total Emoluments — A Class City | ~₹1,26,000 per month |
| Pension | Defined Contributory Pension (New Pension Scheme) |
| Other Benefits | Gratuity, LTC, Group Mediclaim, Vehicle Loan, Mobile Expenses, Meal Coupons |
| Career Growth | AAO → Administrative Officer (AO) → Assistant Divisional Manager → Divisional Manager → Zonal Manager |
| Probation Period | 1 year (extendable to 2 years) · Minimum 4-year service bond (penalty ₹5 lakh if leaving early) |
The Law Pillar
Law Officer Batch
LIC AAO · SBI SO · IBPS SO · RBI
📞 +91 77988 82299
Book a free demo class and meet our experts personally to build your complete study plan for LIC AAO Law Officer 2026.
Fill the form — we'll call you within 24 hours